Not everyone can invest $50000 in the future of their family within the shortest period. So another way of protection is through getting life insurance. Both parents should have life insurance to provide not just financially for the other partner, but also for the children should anything happen and they can no longer be there to do this on their own. 

Some statistics show that around 26% of households with dependent children are single parent families.  That’s two (2), million single parents.

Almost half or 49% of single parents had their children within marriage and are separated, divorced or widowed. Widowed being the key issue here, that would mean there would be no income or support from the lost parent.

The statistics also showed that single father was more likely to be widowed than single mothers. On average 12% of single fathers were widowed. This with only 5% of single mothers.

These statistics are from the Office for National Statistics which has statistics on just about everything you imagine.

Some other statistics the office showed were that poverty levels were higher for single-parent families. 4 in every 10 families of single parents were in poverty, as 2 in every 10 of two-parent families were in poverty.

Unfortunately, the statistics don’t show if this poverty level is due to a loss of a partner or spouse by death, or if it is attributed to divorce or separation.  It would be interesting to see if there is a correlation.

As many of us parents know, raising children is in itself a full-time job and one we do with joy and passion.  Those who don’t know if they could have done this alone if they had lost their partner and having life insurance in place is not there too in itself replace the loss of a spouse or partner.  But financially it can help to fill the financial gap that could very well be there.

The insurance could provide funds to allow the surviving partner time to help the family grieve, also to get domestic help to assist with the cleaning and other chores.

The insurance could be there to provide for higher education for the children later in life ensuring they can attend university if they wish.
Having children while one of life’s great joys is also one of life’s great responsibilities. That responsibility is also to provide for your children even after you may no longer be here with them.

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Jess Sutherland from LISOF design school won the Five Roses Student Design Competition whilst Anisa Mpungwe, who is currently working as a junior designer with Black Coffee, walked off with this year’s Elle New Talent Award. The coveted prize includes the opportunity to gain a fantastic insight into the disciplines of fashion chain retailing with the design of a commercial range under the mentorship of Mr. Price as well as the opportunity to show a full collection at next year’s SSAFW 2009/10 Summer Collections. According to one of the judges, Dion Chang it is reassuring to note that for the past couple of years, the young designers making it into these finals, have either been working under an established designer or working in the commercial side of the industry. It is this mentorship and experience component which increasingly is giving the Elle New Talent competition a particular relevance in the industry right now. The hugely respected Strangelove duo, Ziemek Pater and Carlo Gibson, came out tops in the high voltage Tropika@Play Style Wars competition that pitted eight designers against each other in a mad dash to make garments in less than five minutes using unconventional materials. As part of their prize, the Strangelove pair will now go on to design a range under the Tropika@Play label to be showcased at the Sanlam SA Fashion Week in addition to attending next year’s New York, Paris and London Fashion Weeks. 

Another exciting win went to Scelo Ntuli and Maritza Veer who became the first Samsung Mobile Icone Modéle competition winners at a ritzy party on the eve of SSAFW. Having since strutted their stuff on the ramps of SSAFW, they will now represent the Samsung Mobile brand for at least a year, including being featured in various Samsung Mobile above and below the line campaigns, before jetting off to take up the $75 000 contracts with Next in New York which was part of their winning package. Here’s wishing them every success as they aim to follow in the sparkly footsteps of leading Next lights such as SA’s Tanya Fourie, Molly Simms, and Petra Nemkova. 5FM Jocks trade their mics for the catwalk Recycling old T-shirts received a high fashion jolt as the 5FM/LISOF (Reinvent)5 fashion show  saw 5FM personalities KB, Koula, Sureshnie Rider, Poppy Ntshongwana, Damon Kalvari, and Erica Elle happily walk their talk in recycled T-shirt designs  creatively whisked together by the clever LISOF contingent. 

Sanlam continues to invest in fashion’s future Sanlam’s continued commitment to the holistic development of the fashion industry, saw them announce their second year of involvement with top SA design school, LISOF, with the sponsorship of bursaries to four deserving students – Faaiza Chohan, Khosi Nkosi, Sarah Badat and Bonolo Diseko.  

“Sanlam firmly believes that the fashion industry, with its focus on individual expression, offers us a natural fit. It is also an industry dominated by small and medium-sized businesses which, collectively, have major job creation potential and where our involvement can have a significant positive economic impact,» says Lerato Molebatsi, Sanlam’s head of Group Corporate Social Investments. SA design coming up roses Following the gorgeous Five Roses-sponsored show (complete with delectable boxed cupcakes on all the seats) at SSAFW,  Miss Scarlet designer Jacky Lucking and Hermanna Rush’s Jacqui Corfield and Nicole Dersley have teamed up to open their first stand-alone boutique in Johannesburg in October. The trio has taken over as the new owners of Coat in The Parks Centre in Parkwood where their respective SSAFW collections are sure to be snapped up. Mantsho designer, Palesa Mokubung, still riding high on the impact that her range made as part of the Five Roses show too, took her collection off to the 73rd Annual Fashion Forward International Thessaloniki show in Thessalokini, Greece in September to participate as the only SA designer. Attended by more than 215 000 visitors from Europe and the Americas, it proved to be good for business and Palesa will record her biggest production run ever when she sends an order of twelve pieces taken from her sixteen-piece range to the trendy Boukla Boukla boutique. 

A buyer from Cyprus has also expressed keen interest in importing Mantsho to Greece and Cyprus. The media, including Fashion TV, World Fashion TV, Harpers Bazaar and other local Greek TV stations, were equally interested in what Palesa had to offer. Lunar’s Karen Ter Morshuizen, who exhibited her collection on the prestigious Esthetica pavilion at the recent London Fashion Week, too, was flying the proudly SA flag high.  Esthetica, which annually receives thousands of applications from around the world, is a uniquely exclusive exhibition which gives equal weighting to design caliber and ethical considerations and as a result has an extremely rigorous screening process which audits various aspects of a designer’s business, ranging from environmental issues to fair labor practice.  Karen, who was one of only thirty-four designers worldwide, and the only South African designer, invited to exhibit, believes the exhibition was a huge success, both in terms of making excellent contacts with international agents and buyers as well as media interest. The cherry on top is that Estethica organizers have already invited Lunar back for the event. Also spotted during London Fashion Week, was New York-based South African designer Alexander Koutny who caused more than a gasp of awe for his Monolithia summer collection with its exquisitely graphics, dark silhouettes which he exhibited at the The Royal Acagraphicsdemy of the Arts. 

Great news for Stoned Cherrie fans as its flagship store has recently been renovated. The new store represents the beginning of the next seven years of Stoned Cherrie’s life cycle. Nkhensani Nkosi, founder, and the creative director says, “The renovation has injected new energy into Stoned Cherrie, inspired by the enchanting expression of the Tsonga People. The shop has been the perfect backdrop to our Summer Collections 08. The collaboration with the DAC Fashion Fusion Project including our crafters from Polokwane has been a roaring success.

Finally, and hot of the press, happy news, is that the delightful Story summer collection, which many of us fell in love with, had an equally seductive influence on a Los Angeles boutique owner who spotted it on SA’s very own on-the-button IFashion industry website and immediately placed a huge order. The fact that Sanche, who is one of the designers involved with the SSAFW/Department of Arts and Culture Fashion Fusion project, has incorporated a fair measure of quirky input from the crafting community of North West Province, is only all the more reason to celebrate. Editor’s Choice SSAFW approached South Africa’s top fashion editors and fashionistas for their favorites on the ramp. Here are their choices of SSAFW’s top Summer Collections 08/09: Abigail Betz Amanda Laird Cherry Black Coffee Clive Rundle Colleen Eitzen Ephymol I Love Leroy Julian Couture KLûK CGDT Lunar Mantsho Terrence Bray Tiaan Nagel Thumbs up for SSAFW The hugely unglamorous hard work and sheer slog that goes into staging an event of this magnitude, all seems worth it when a little praise is garnered along the way particularly from quarters we hold in high regards. Two such items that went a long way to re-energising our spirits were: The Mail and Guardian editor, Ferial Haffajee’s comment on local design as seen at the SSAFW, as”being an absolute treat and a snappy look at an industry that is coming of age and has beaten the national tendency toward the mediocre.”And whilst she freely admits to talking as a consumer, not a fashion expert, she goes on to describe what she saw as showing a”self-confident aesthetic that was a treat to view,” and concluding with a”now to get some of that spirit back into our public life. 

“Local fashion industry e-zine, IFashionís reader poll which delivered the following results: Sanlam SA Fashion Week was…  76. 9% Awesome! 23. 1% Whatever.  0% Terrible! Diarise! Designer duo Malcolm Kluk and Christiaan Gabriel Du Toit of KlûK CGDT are opening their second store in Parkhurst, Johannesburg. Watch this space for more information! Hot new spot With its state of the art permanent lighting system, advanced sound equipment, seating for over 300, bar areas, a 20 meter removable runway and large backstage area, The Runway which opened in the former Fairweather Coat factory in  Woodstock in January this year, is the mother city’s hottest new spot for fashionable functions. Clients who have already lined up to use this exciting space include M. A. C South Africa, Students Village, IN-House IVTM, Damelin College, Confident Events and Amazing Spaces. The Runway has also partnered with Act Cape Town to offer the modeling industry one-on-one and comprehensive model training courses. International highlight Junya Watanabe does Africa brilliantly at his recent Spring/Summer ready-to-wear collections held at Paris Fashion Week.

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Knowledge of the different Christmas food trends can be really helpful for you to arrange Christmas party food this year.

Fantastic Food Traditions for Christmas

If you are looking for some best Christmas food ideas to make your festival full of amazing tastes then the following list of the best ideas from all over the world can be best for you to know:

1. The best Christmas Fried Chicken (Japan)
2. Delicious Latkes (Israel)
3. Amazing Christmas Goose (Germany)
4. Tamales (Costa Rica)
5. Panettone: a wonderful dessert from Italy

The Best Christmas Fried Chicken (Japan)

One of the best homemade food recipes for fried chicken you can experience in Japan. Special Christmas fried chicken can be found on every dining almost in Japan during the celebrations of Christmas. This week may take more than one week to be prepared. Long meal preparation can be the best opportunity for families to have more time together.

Delicious Latkes (Israel)

Latkes are the most important part of Hanukkah tradition since the middle ages. Latkes are basically a pancake made of potato which is deep fried in oil. Some other famous dishes which are known as the part of this delicious dish are fritters and fried donuts. In Israel, people prefer to serve these amazing foods to their relatives.

Amazing Christmas Goose (Germany)

Christmas Goose is being considered as the best Christmas food in Germany. In this amazing food, chicken is often stuffed with chestnuts, apples, prunes, and onions. This Christmas is being served with gravy, red cabbage, sauerkraut, and dumplings.

Tamales (Costa Rica)

In Costa Rica, people love to make Tamales every Christmas. Every family in Costa Rica has its own style and recipe to make this amazing dish. The base of the tamales is made of dough which is being wrapped with the corn husk or banana leaf and stuffed with the chicken or beef. Onion, garlic, and potatoes are also a part of the stuffing of tamales in different areas.

Panettone: a Wonderful Dessert from Italy

Italy has the best range of food traditions in its different regions. But sweets are being considered as the most important part of the celebrations. Panettone is one of the most amazing sweet dish being used in Italy. It is basically a cake coated with candied fruits, nuts, and chocolates.

Christmas is all about to spend more time with your family. So arranging the best get together with various food ideas can help you to have more time with family and to let them enjoy the best tastes ever.

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It is worth mentioning that spiritual awakening is commonly considered to be an eternal part of every person’s life. So, what is a spiritual awakening? What are the signs of spiritual awakening? Keep on reading to find the answers and to get to know a lot of new and useful information about the spiritual awakening and its most typical signs and symptoms.

What are the Signs of Spiritual Awakening?

As it has been already mentioned above, the spiritual awakening is a rather important state of a person’s spirit, health, and mind which can influence life. Besides, this particular state has some symptoms which are worth knowing. So, let us consider the ten most vital signs of spiritual awakening.

1.    You start to listen to your inner voice. If you are not interested in listening to what other people are saying to you, it is the first sign of the spiritual awakening.

2.    Your emotions increase, which significantly influences your world perception in general.

3.    Intuition becomes an essential thing for you.

4.    Among the most pronounced symptoms of the spiritual awakening, there is higher consciousness. Also, you start to think more about your memories and the past. You even begin to realize that the future is coming on.

5.    Your behavior also may change a little bit. Many gossips and noisy companies are not so unusual for you anymore.

6.    You start to realize that everything which surrounds us is beautiful. Nature, including different flowers and trees, calms you down.

7.    It becomes much easier for you to control your emotions and feelings.

8.    You want everyone to be happy. As it is commonly accepted that all the people are spiritually connected.

9.    You start to depend on your feelings and desire to save your inner peace.

10.  Moreover, you begin to care about the spiritual state more than about the material things.

Conclusion

As the spiritual awakening may influence the spirit and health of a person, it is worth to know some typical signs and symptoms of this special state.

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1) Counters – 2 minutes

The first thing you have to do is to clean your counters (use cubierta para cocinas de silicona to make the process of clearing the gap between the cooker and the counter easier). Grab all the dirty dishes and place them into the sink. Clean your desk and spray it. Let it sit for 1-2 min.

2) Turn to your dishwasher or wash by hand – 1 minute

If you do not use or do not have a dishwasher, the process of washing kitchen utensils may take a little more time. Scrape the plate of food off and then place the plate into the dishwasher (or wash it by hand). Then you have to clean every dirty kitchen utensil. After cleaning dishes, pans, and other kitchen utensils, take a little soda, and clean the sink.

3) Dry counters, techniques and stove – 2 minutes

After the cleaning process, you should carefully wipe down your sink, counters, techniques, and stone. It should shine. With the help of cleaning wipe, wipe out your microwave and electric kettle.

4) Take out the trash – 1-2 minutes

If the thrash is full and tomorrow ids the trash day, you gave to get rid of it. Take it out. With the help of cleaning wipe, carefully wipe down its insides (it there is a need, you can clean your trash can with water and cleaning liquid). Take new trash bags and insert them inside of the trashcan. 

5) Sweep the floor – 1-2 minutes clean your sink – 2 minutes

Back to your sink. Now you have to scrub it with the help of a scrub brush. Scrub the baking soda mixture and wash the sink out.

6) Put away the items that do not belong to the kitchen – 1 minute

Do you see many different things that do not belong to the kitchen? Take a minute to bring them to their proper places. Your task is only to place the items back to where they belong – do not be distracted with the other work, as, for example, rearranging the cabinets.

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